Maximize your capital’s efficiency by earning interest on your excess funds.
Your business’ idle money is transferred automatically at the close of each business day. We’ll help you analyze your account to determine how much should be swept into an interest-bearing account, with simple interest accruing daily and paid to your account monthly.
Put Your Cash to Work
With our sweep options, earn a return on the excess funds in your business accounts. The Commercial Investment Sweep Service and the Demand Deposit Marketplace Sweep are excellent options to make your funds work harder.
Commercial Investment Sweep
Earn a competitive interest rate on idle balances you maintain in our non-interest business accounts. Your funds will automatically transfer based upon the pre-established limits you assign to your account. If your end of day balance falls below this limit, funds are automatically transferred from your investment account to your operating account.
Demand Deposit Marketplace Sweep (DDM)
Set a daily target balance to maintain in your business checking account and excess funds are automatically transferred to our partner, Stable Custody Group, LLC, for investment with other DDM member banks.
Benefits of Investment Sweep Services
Up to $30 million in FDIC Insurance per Tax ID.
Easily Manage Liquidity Needs
Receive unlimited transaction privileges along with daily balance reporting. And, receive a separate monthly Investment Account statement.