Personal lending solutions, built around you
With a home equity line of credit or a life insurance line of credit that allows you to access the equity in your whole life insurance policy, we have the smart solution for your unique needs.
Products & Services
If you are looking to purchase or refinance your home, we have many options that can help. Our loan officers meet with you at one of our branches, over the phone or at a location convenient for you. They’ll work with you every step of the way and explain all the details, so you can focus on what’s important.
- Fixed- and adjustable-rate mortgages
- Terms from 5 to 30 years
- Options for first-time homebuyers and low- and moderate-income borrowers
Home Equity Lines of Credit1
A home equity line of credit allows you to access the equity you built in your home, but only pay interest on the amount you actually use. Up to 75% LTV (less any first-mortgage balance). Whether you want to keep a rainy-day fund for emergencies or take advantage of the low variable rate while putting kids through school, a home equity line of credit could be the answer.
- Borrow from $17,500 to $2,000,000
- Only pay interest on the amount you use
- Low, variable rates
Life Insurance Lines of Credit2
Access the equity in your whole life insurance policy. Borrow up to 95% of the cash value of a whole life insurance policy for any purpose, personal or business, and the interest may be tax deductible. Competitive rates based on WSJ prime rate. Borrowers must be individual person(s) or trusts; no corporations or pensions permitted.
- Term: 84 months
- Minimum credit line: $65,000; maximum $5,000,000 (exceptions possible)
- Access your funds with your checkbook, online banking or the Investors mobile app