Offer is not available to any account owner with an existing personal checking deposit account or conversion of an existing checking deposit account to one of these eligible checking deposit products. Offer is limited to one offer per customer; and is not available to current or active employees of Investors Bank. Bonus is up to $250, $25 per month for 10 months. Reward payments will cease at the earlier of reaching $250 total or 11 consecutive cycles from the date you opened your account. The bonus is considered interest and will be reported on IRS Form 1099-INT. Consult your Tax Advisor. Offer may be withdrawn at any time without notice. 

Monthly Activity Requirements: You must satisfy at least one of the following three (3) activity requirements during a monthly account statement cycle: 

• You have ACH Direct Deposit(s) to your account totaling $500 or more during your monthly account statement cycle. Investors considers direct deposits to be automatic electronic deposits made to your account by someone else. It may not include deposits to your account that are made by an individual using online banking or an internet payment provider; OR 
• You perform Mobile Check Deposit(s) to your account totaling $500 or more during your monthly account statement cycle; OR 
• You have 10 or more Point-of-Sale (POS) transactions during your monthly account cycle using your Investors Bank Visa® Debit card linked to your account. For this purpose, we count a transaction on the date that it is posted to your account. This date may be different than the date you authorized the transaction using your card, which means a transaction made during one statement cycle may not be considered until the following statement cycle, and; POS transactions include signature debit transactions and debit transactions that require the use of your Personal Identification Number (PIN); it does not include ATM withdrawals.
   

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Cell phone bill must be paid through this account. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members but are not available to employees or authorized signers who are not owners. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member, and his or her eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.