H.O.M.E. Affordable Mortgage

Get affordable financing that fits your budget and helps make your dream of homeownership come true. Qualify for closing cost assistance, discounted rates, no application fees and no requirement for Private Mortgage Insurance (PMI).

Help me get a home


$1,500 or $4,500 forgivable loan for closing cost assistance and no application fee.

Home Ownership Made Easy (H.O.M.E.) Affordable Mortgage program is available for low- and moderate-income borrowers within specific counties in New Jersey and New York for 1-4 family, owner-occupied homes, condos and Co-Ops. The program is designed to save responsible borrowers money by requiring fewer fees and costs and providing lower rates when purchasing or refinancing your home. An Investors Mortgage Professional can help you determine if you are eligible for the H.O.M.E. Affordable Mortgage program.

Available to low and moderate-income borrowers
Minimum down payments as low as 3%
Use for purchases, rate and term refinances, and cash-out refinances
Applies to 1-4 family owner-occupied homes, condos and Co-Ops in specific counties of New York and New Jersey
Helping You Save
Helping You Save